I'd like to remove that part of the argument just because it's fuckin' silly, but
Honestly I feel like people who raise that argument make their entire premise absurd. Short of the entire planet being physically destroyed by impact from something more like the size of at least the moon, what possible disaster do they think is going to be harder to keep some number of humans alive through and to mitigate and grow back from, compared to a self sustaining colony on a planet that's as uninhabitable as Mars is?
Claiming we don't have the technology to survive some hand wavy nightmare on Earth is practically admitting we have no business even talking about living on Mars until we do… and then the entire argument has basically been mooted.
Claiming we have the societal capacity to even consider settling Mars even if we did have the technological progress needed is some real bullshit in current contexts.
Other than the romantic appeal of adventure and exploration, especially if given a fantasy twist (let's be realistic here), colonizing Mars really only is "a thing" because it's so conceptionally perfect for some Ayn Rand "remove yourselves to a perfect libertarian utopia" impossible bullshit. Everyone else who doesn't see that when it enters discourse as some kind of supposedly realistic near term goal, particularly when raised by anyone with related ideology, is, bluntly, being treated like a useful fool. There's a reason the right wing is so rabid to crush science in space (and everywhere else) but still talking about colonizing Mars, and it's predictably truly that idiotic.
The whole thing is a gigantic make believe with absurdly poisonous foundations, all to fuel a bunch of narcissists' egos and wealth. There's no upside to it in that context: even if they had the capacity, the outcome would be a terrible farce, and them boondoggling it just as a source of grift is going to set us back terribly, alongside all the issues of how wherever all that wealth goes ends up affecting things long term.
It's terrible to have another cherished child hood fantasy co-opted and corrupted like this, but pretending otherwise isn't making it better.